Your business depends on vehicles every day as an essential part of operations. Road conditions, weather and other drivers on the road are often beyond your control, which is why you need a commercial automobile insurance policy to help protect your business in the event of an unexpected accident. Nationwide commercial automobile insurance may cover collision damage costs, medical payments, damage from a covered natural disaster and more.
Duarte Insurance can provide a commercial vehicle insurance quote from multiple providers that can include:
• Auto Liability
• Medical Payments
• Comprehensive Vehicle Coverage
• Collision Vehicle Coverage
• Uninsured & Underinsured Motorist Protection
• Employee & Non-Owned Coverage Available
Commercial Vehicle Insurance works very much like your personal auto insurance policy with much broader options to protect your business accordingly. We have relationships with multiple commercial insurance companies that offer all spectrums of cost and coverage options.
Coverages & Limits
• Automobile Liability up to $1,000,000
• Physical Damage
• Excess Liability up to $5,000,000
• General Liability up to $1,000,000 occurrence, $2,000,000 aggregate
WHO NEEDS A COMMERCIAL VEHICLE POLICY?
• Vehicle Owned and Registered by a Business
• Vehicles Usage: Delivery, Appointments, Functionality, I.E Dump Body
• Employee Access
Sometimes the answer is not so clear, for many small businesses, the idea of a company car depends on the time of day. From 9 to 5, the vehicle is all business. Before or after those times? Groceries, drive-thrus, kids’ soccer practice or a night on the town.
If this describes your company, you’re not alone. Many vehicles do double duty for personal and work use. Some businesses even allow employees to use their own cars for work, or they use business-owned vehicles for personal needs.
Get A Quote Today
So what’s the best way to insure a company car serving multiple purposes? Call our office at 860-757-3664 to speak directly with an agent. We can help guide and provide you with personalized service to adequately protect your business.